Recently, two regional banks in the United States disclosed loan problems, involving fraud allegations, which caused investors to worry. On the 16th local time, U.S. bank stocks suffered a heavy setback, and market risk aversion rose sharply, dragging down the three major U.S. stock indexes to close down collectively. The market value of the 74 largest U.S. banks evaporated by more than 100 billion U.S. dollars in a single day.

The loans recently disclosed by two U.S. regional banks, which have accumulated potential losses of tens of millions of dollars, have raised market concerns about further deterioration in bank credit quality and asset transparency.

On the 16th local time, the regional bank index of U.S. stocks closed down 6.3%, the worst single-day performance since April. In terms of individual stocks, Alliance Western Bank fell more than 10%, First Citizens Bank fell more than 6%, and First Horizon Bank fell more than 4%.

At the same time, the shares of large banks also fell sharply, the CIB, the U.S. Bank fell by more than 3%, the Rich Country Bank, JPMorgan, JPMorgan fell by more than 2%, Morgan Stanley, Goldman Sachs and others fell by more than 1%. On the same day, the U.S. 74 largest banks market value evaporated more than $100 billion a day, about RMB 712.4 billion, and the market is concerned about potential risks of the regional banking system or re-inducing chain reaction.

Skyler Wenard, chief investment officer of Reagan Capital in the United States: Bank investors are beginning to feel nervous. The "explosion" of regional banks is not just a warning sign. There will be more credit losses in the future.