Life insurance

On January 11, 1759, the first family life insurance company in the United States was founded.

Life insurance is a type of personal insurance, abbreviated life insurance, life insurance: which is covered by the life of the insured person and paid by the survival or death of the insured person as a condition. Like all insurance business, the insured person transfers the risk to the insured person, accepts the terms of the insured person and pays the insurance premiums. Unlike other insurance, life insurance is transferred to the risk of the survival or death of the insured person.

When the life of the insured person occurs an insurance accident, the insurer pays the insurance premiums. The initial life insurance is to protect the economic burden caused by unforeseeable death, later, life insurance introduced the component of savings, so for those who still survive at the end of the insurance period, the insurance company will also pay the agreed insurance premiums. Life insurance is a social security system, is the insurance business with the life of the human body as the object of insurance. For every person, death, old age, injury, illness, etc are all dangers in life, we call the physical risk.

From the perspective of the whole society, there will always be some people in accidental injuries, there will always be some people sick, all kinds of dangers are always threatening people's lives, so we must adopt a method of dealing with physical risks, that is, to provide certain material assistance to people in physical danger and their families in financial terms, life insurance is this method. It is characterized by signing insurance contracts, paying insurance premiums, providing security to those who participate in insurance, in order to enhance the ability to resist risk, compile a family financial plan, build a psychological defense line for you and your family, build a world of love, and create a better future.

Life insurance is a warm noble business for thousands of households, life insurance as a combined insurance and double-function investment means, is increasingly understood, accepted and loved by people. Life insurance can solve all kinds of risks such as old age, medical care, accidental injuries, people can prepare for old age in young age, today to prepare for tomorrow, the last generation to prepare for the next generation.