The preface.
In Australia ,
Money can't be withdrawn when it is deposited in the bank?
The Chinese rejected:
This is hard earned money.
Why not take?
#01：
The Federal Bank of China was rejected.
Still need evidence to withdraw your own money?!
Recently, fraud cases have occurred frequently in Australia, and the banking industry has strengthened its capital supervision measures. However, too strict control has caused new controversy in practice.
Recently, some Australian Chinese said angrily: Deposit your hard-earned money in Australia’s big banks, don’t let it out?
Credit: dailymail.co.uk
Marianna, a Chinese who runs a breast sticker company in Australia, said that she went to the local Commonwealth Bank branch on Tuesday to withdraw 20,000 Australian dollars to pay for house decoration, but was told that she needed to make an appointment in advance and provide relevant certificates, and finally returned empty-handed.
She described herself as "extremely angry" when she left.
According to Marianna, she took $8,500 last week to pay for construction projects, and this time again went to the branch to collect $20,000.
Unexpectedly, the cashier told her that she had to make an appointment for a large cash withdrawal in advance, and then asked for an invoice or quotation.
I said, 'No, I don't have an invoice. Because I haven't paid yet, but I have a quotation ', and then she said' OK, please be sure to bring your quotation ',
She recalled.
Marianna asked if there was no offer.
The accountant has made it clear that it cannot be obtained without the offer or related evidence.
Credit: dailymail.co.uk
I said 'I've given you the reason, I'm building a house and I like to pay my workers in cash', but the teller said 'Yes, that's not enough'. "
Marianna said.
She then proposed a hypothetical question: “If I just wanted to get $10,000 to go to a casino, have a nice night, go to a high-end restaurant, buy myself Louis Vuitton and Chanel bags, and then gamble all the money?”
Another dealer intervened and made it clear: “If you go to the casino, we won’t give you 10,000 Australian dollars.”
Credit: dailymail.co.uk
The bank explained that this move was to prevent fraud and customers from acting recklessly.
But that reason didn’t convince Marianna, who indignantly said that it was her own money to deposit in the bank, and that she could put it in the bathroom if she wanted to, and now just wanted to get it, but was hindered by the crowd.
And Marianna was also told, If you don't want to be asked any questions, you can only get $4,000 per day through ATMs and expatriates.
It’s just a joke, why do banks seize our money? it’s what we earn hard, and why do we have to provide evidence, evidence, or receipts to use our own money?
#02：
Many Australian residents resonated.
A bank accountant reveals a real case.
Surprisingly, this is not an isolated case, and Marianna's video, as soon as it was released, quickly caused a strong resonance in many Australian residents.
Many people acknowledge Marianna's claim that banking behavior is too harsh and affects everyone's normal use of life.
“It’s your money, not their money.”
"We need to stop using banks."
“It is the responsibility of banks to secure our funds and generate interest, not to seize our funds.”
Photo by abc.net.au
Users also share their personal experiences:
I took my son to the Commonwealth Bank to withdraw 6,000 Australian dollars to buy him a car, and the teller actually asked him if he had been coerced into withdrawing money or suffered domestic violence.
Another mentions the 88-year-old father’s incidents:
My dad is 88 and withdraws cash every week. He is old school, doesn't use bank cards, and hardly knows how to use his mobile phone, but the teller says' No, you can't withdraw cash ', and eventually the old man can only return frustrated. It's just his weekly pocket money … what's to do with the bank?
Photo by abc.net.au
However, there are also voices in support of prudent banking operations:
When people get scammed, they blame the bank for not protecting them.. tellers are worried more about these things than you do
I worked in the bank, and recently I asked the same question to the customer, the other person lying about the transfer of $40,000 to the fraudulent account, and now is prosecuting the bank, we can not win anyway.
Lastly
Although it is understood that bank intervention is for fund security,
However, it is still necessary to find a balance between capital risk control and user convenience.
Avoid excessive interference affecting users’ daily lives.